Sukanya Samriddhi Yojana - Beti Bachao Beti Padhao (BBBP) Scheme
by Ministry of Women and Child Development, Government of India
Financial Security for Girl Child's Future
Sukanya Samriddhi Yojana - Beti Bachao Beti Padhao (BBBP) Scheme is a scholarship by Ministry of Women and Child Development, Government of India for children aged 0–10, open to students across India. Registration closes 31 Dec 2026. It is free to take part.
Mode
In-Person
Fee
Free
Duration
Ongoing
Format
Individual
Time needed
Long-term engagement for financial planning and educational support, requiring regular deposits into the Sukanya Samriddhi Account for 15 years.
Key Dates
- Registration opens
- 1 Jan 2026
- Registration closes
- 31 Dec 2026
India Post Offices, All States and Union Territories
About This Opportunity
The Sukanya Suraksha Yojana, introduced by the Government of India under the broader National Savings framework, is a dedicated financial initiative designed to secure the future of girl children. The scheme aims to promote long-term savings for girls' education, marriage, and overall financial empowerment, offering one of the highest interest rates among government-backed savings plans.
This program specifically benefits Indian girl children below 10 years of age, as an account—known as a Sukanya Samriddhi Account (SSA)—must be opened in their name. Parents or legal guardians can open the account at any authorized bank or post office. The girl child must be an Indian resident to qualify for the scheme.
The scheme provides attractive interest rates, tax exemptions under Section 80C, and tax-free maturity benefits, ensuring strong financial growth over time. Deposits can be made for 15 years, with the account maturing after 21 years, making it ideal for major financial needs such as higher education and marriage.
Beyond financial security, Sukanya Suraksha Yojana supports the government’s broader vision of empowering girl children by encouraging families to plan early for their daughters’ futures. The scheme promotes responsible savings habits and reduces financial burdens during significant life milestones.
With its guaranteed returns, safety, and tax benefits, the Sukanya Suraksha Yojana stands as a reliable initiative for parents seeking to build a strong financial foundation for their daughters.
Eligibility
- Grade Level
- Age Range
- 0 - 10 years
- Gender
- female only
- Location
- Nationwide
Academic requirement
Not applicable
Additional requirements
- The family must have a girl child below 10 years of age.
- A Sukanya Samriddhi Account (SSA) must be opened in any Indian bank or post office in the name of the girl child.
- The girl child must be a resident Indian citizen.
The Beti Bachao Beti Padhao scheme is open to resident Indian girl children under 10 years of age. A mandatory requirement is to open a Sukanya Samriddhi Account (SSA) in the girl's name at an Indian bank or post office. This scheme is applicable nationwide across India.
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Rewards & Recognition
Award
Financial security is provided through the Sukanya Samriddhi Account, which offers a competitive interest rate (currently 8.2% per annum as of January 2024) and tax benefits under Section 80C of the Income Tax Act, 1961. The accumulated amount can be withdrawn for the girl's higher education or marriage.
Opens doors to
The financial savings from the Sukanya Samriddhi Account provide a significant advantage for funding higher education, reducing financial burden on families and encouraging girls to pursue advanced studies.
Career pathways
By supporting education and skill development, the scheme enhances career prospects for girls, enabling them to pursue various professional paths and contribute to the workforce.
Recognition
National Recognition & Societal Support
Skills your child builds
Languages
What your child will do
- Nationwide awareness and advocacy campaigns to combat gender bias.
- Multi-sectoral interventions in districts with low Child Sex Ratio (CSR).
- Implementation of the Sukanya Samriddhi Yojana (SSA) for financial security.
- Community mobilization and engagement with stakeholders to change mindsets.
- Training of local authorities and government employees to promote societal change.
- Promoting increased enrollment of girls in secondary education and skill development.
- Raising awareness about menstrual hygiene and safety.
- Advocating against child marriages and female infanticide.
Mentors & faculty
The scheme involves various government ministries and local bodies working in coordination to implement its objectives. While not direct mentorship, it provides a supportive framework for girls' development.
How to apply
- 1Visit a nearby post office or bank branch that offers the Sukanya Samriddhi Yojana (SSA).
- 2Obtain and accurately fill out the application form for the Sukanya Samriddhi Yojana (SSA).
- 3Attach all necessary supporting documents, including the girl child's birth certificate, parents' identity proof (such as Aadhaar Card, PAN Card, or Ration Card), address proof (like utility bills, driving license, or passport), and recent passport-size photographs.
- 4Submit the completed application form and all required documents to the designated authority at the bank or post office.
- 5Upon successful verification of documents, the Sukanya Samriddhi Account will be activated in the girl child's name, allowing her to receive the scheme's benefits.
What it covers
- Financial security through Sukanya Samriddhi Yojana (SSY)
- High interest rates on deposits
- Tax exemptions on deposits under Section 80C and Section 10(10D) of the Income Tax Act, 1961
- Support for girl child education
- Promotion of gender equality and awareness
Fees & financial support
Fee details
There is no direct application fee for the Beti Bachao Beti Padhao scheme. However, opening a Sukanya Samriddhi Account (SSA) requires an initial deposit of ₹250. Subsequent deposits are subject to minimum and maximum limits (minimum ₹250 and maximum ₹1.5 lakh per annum).
Refund policy
Not applicable as there are no direct fees for the scheme.
Frequently asked questions
What is the last date to register for Sukanya Samriddhi Yojana - Beti Bachao Beti Padhao (BBBP) Scheme?
The registration deadline is 31 Dec 2026.
Is Sukanya Samriddhi Yojana - Beti Bachao Beti Padhao (BBBP) Scheme free?
This opportunity is free to participate in.
Who can participate in Sukanya Samriddhi Yojana - Beti Bachao Beti Padhao (BBBP) Scheme?
children aged 0-10. female students only.
What will my child gain from Sukanya Samriddhi Yojana - Beti Bachao Beti Padhao (BBBP) Scheme?
Financial security for the girl child's future through the Sukanya Samriddhi Account.. Tax benefits on deposits made into the Sukanya Samriddhi Account.. Promotion of girl child education and increased enrollment in schools.. Awareness generation about gender equality and combating gender-based discrimination.. Improved access to welfare services for women and girls.. Support for preventing child marriage and female infanticide.. Offers a high interest rate (currently 8.2% per annum) on savings for the girl child's education and marriage.. Promotes and facilitates increased enrollment of girl children in schools and higher education.. Generates widespread awareness about gender equality and actively combats gender-based discrimination.. High interest rate of 8.2% per annum on savings for education and marriage..
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